Instead, APRA has proposed that authorised deposit-taking. “Now they would be assessed on their ability to repay at a lower 6.4%. Mr Byres said the changes are likely to increase the maximum borrowing capacity for. “Overall for the housing market, it will mean more people are able to get a mortgage.

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"We think this shows APRA is aware of the potential impact of credit rationing. In response to the caps, banks lifted mortgage interest rates to slow demand. " While banks will continue to lend prudently, today's decision will mean all. an interest rate 'buffer' for serviceability assessments for all loans is at.

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2 Things You Need to Know to Properly Price Your Home 2 Things You Need to Know to Properly Price Your Home. – 2 Things You Need to Know to Properly Price Your Home. In today’s housing market, home prices are increasing at a slower pace (3.7%) than they have over the last eight years (6-7%). However, they are still are above historical norms. Low supply of listed homes and high demand from buyers has pushed prices to rise rapidly.

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