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hard money loans are often referred to as the ‘loan of last resort’ for borrowers with bad credit. They are used when a conventional mortgage or home equity loan is impossible to get. A hard money loan uses the value of a property as the collateral, but often with untenable terms.

It’s a New Year, Time to Find that New Home The Ultimate Truth about Housing Affordability But underlying today’s exurban fervor is an uncomfortable truth: The reason that homes in these communities are so affordable is that these areas were among the hardest-hit by the housing crisis and.The Best Time to Buy a House. There is more on the market in the spring than any other time of the year. It can also the worst time to buy a home. The spring selling market often results in way too much competition for the same homes. Except for one day. There is one day in the spring that buyers will have the edge against all the other buyers.

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The Best Online Auto Loans for Bad Credit In contrast to a personal loan, an auto loan is a secured loan, in which your automobile acts as collateral against default. In other words, if you can’t repay your auto loan as agreed, your creditor can repossess your vehicle and sell it to regain some of its losses.