Freddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save […]

Financial expert Mark Lamkin from Lamkin Wealth Management explains some urban myths people hold on to about finances. educating yourself and your children, buying a home and saving for retirement.

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Programs such as first time home buyer, USDA and VA. you or let you know to come back after a certain period of time. Myth: My bank is loaning me their money when I take out a mortgage. In most.

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 · Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

 · Freddie Mac recently sent out a report entitled, “Perceptions of Down Payment Consumer Research.” Their report uncovered the following: “For some, First Time home buyers, putting something aside for an initial down-payment is the biggest obstruction to accomplishing the objective of home.

 · Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,” which revealed that, “Consumers often think they need to put more money down to purchase a home than is actually required. In a 2017 survey, 68% of renters cited saving for a down payment as an obstacle to homeownership.

2 Major Myths Holding Back Home Buyers Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership,” which revealed that “eighty percent of consumers either are unaware of how much lenders require for a down payment or believe all.

2 MYTHS THAT MAY BE HOLDING YOU BACK FROM BUYING. BUYING A HOME Stockton Ca The Packers are 17-1 to win the Super Bowl and three-point favorites at home over Minnesota in Week 2. came back in the.

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4. I should put off my life goals until I can afford them (having kids, going back to school, etc.). This really depends on your personal financial situation. For example, "If you’re having trouble.