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Home loan arrears on the rise as high debt and low wage growth bite – Mortgage arrears are trekking back towards record highs, despite record low interest rates and and stable employment conditions.

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Interest Rates Are Low: Should You Pay Off Debt Or Invest? – Low Interest Rates – Pay Off Debt. When interest rates are low that means the cost of borrowing on your mortgage and line-of-credit is also low. With variable rate mortgages in the low two-percent range and most line-of-credit’s being offered at three or four-percent, this is truly an unprecedented time for borrowing cheap money.

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