Find out how lenders assess your business income. Will all of your earnings be taken into account? You can read more about how the banks will interpret your income on our self employed home loans page. However, our mortgage brokers are experts in lending to self employed borrowers, trusts.

Second Mortgage Loans for the Self-Employed. Self-employed people may find getting an expansion loan a challenging task. When you own your own business, extra cash is always welcome. The good news is that there are loans out there for the self-employed that can keep you a happy and healthy.

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The Private Attorneys General Act (PAGA) authorizes aggrieved employees to file lawsuits to recover civil penalties on behalf of themselves, other employees, and the State of California.

Self-employed individuals generally must pay self-employment tax (SE tax) as well as income tax. SE tax is a Social Security and Medicare tax primarily for individuals who work for themselves. The Instructions (PDF) for Schedule SE may be helpful in filing out the form.

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Due to the subprime mortgage crisis, it may become more difficult for the self-employed to obtain mortgages as banks shy away from riskier investments to protect their financial interests and their reputations. However, some lenders may still be willing to give you one of the following types of loans.

Self-Employed Home Loan (Income Express). Thanks for printing! Don’t forget to come back to BrightPath Mortgage for fresh articles! Many lenders are reluctant to provide conventional mortgages to the self-employed, so they push these borrowers to low- or no-documentation loans.

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