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Gareth Davies, the head of the NAO, said: "Help to Buy has increased home ownership and housing supply, particularly for first-time buyers. 9% more homes being purchased with Help to Buy "However, a proportion of participants could have afforded to buy a home without the government’s help.

Many people using Help To Buy scheme could have bought a property anyway’ – Around one in 25 home buyers using the Government’s Help To buy equity loan scheme in England had household. was exposed to significant market risk as it was sensitive to house price changes and.

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Shared ownership schemes, where you buy a share of your home and pay rent. a problem for those who bought a few years ago and now need to move. In many cases they are well and truly stuck. As they.

Many buyers using Help to Buy scheme would have bought a home anyway The Help to Buy scheme has increased home ownership and housing supply but many of those using the scheme would have been able to buy a home anyway, according to a new report from the Government’s spending watchdog.

Significant numbers of people using the Government’s Help to Buy equity loan scheme in England would have been able to purchase a home anyway, according to a spending watchdog.

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Many people who used the Help To Buy scheme could have bought a home anyway, according to the national audit office (NAO). The equity loan scheme, which ran from 2013 to December last year, has.

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A new report from the National Audit Office said the scheme had "increased home ownership and housing supply", with the government’s own research saying 37% of households who used the scheme would not have been able to buy a home without it. But the watchdog also found that "many of those using the scheme would have been able to buy a home anyway".