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Couples can try to repair the damage by applying wise principles to their marriage, but no advice or newfound skills will make a difference. Here are some ways you can build a strong emotional.

Once you’ve figured out where your money’s going, you now need to create a Zero-Based Budget: Where your income minus your expenses should equal zero. If you have money left over, great! You can put that extra into savings or something else you might need, to make your budget equal zero.

Creating a budget will curb your spending and help launch a savings plan that will lead you down the path to financial stability. Work together with your spouse or significant other to set limits on flexible expenses and try to pay with cash as much as possible.

But while different goals, values, and interests might make for excitement and attraction. Are you overspending or blatantly ignoring your budget, even when you know better? Have you broken.

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Your spouse is more likely to be more receptive if the conversation focuses on trade-offs rather than the sacrifices you’ll have to make. Also, try to work towards the goals that your spouse is the most enthusiastic about. [Read: Plugging Money Leaks in Your Budget] When trying to create a budget with your spouse, you may come to a standstill.

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A budget that both of you have developed will be easier for you to maintain because both of you "own" it. Successfully creating and staying within a budget gives couples a joint sense of direction and control. 6 Steps for Making a Budget Step 1: Determine Your Financial Goals Step 2: Calculate Your Costs Step 3: Write Down Your Purchases

How to Create a Budget with Your Spouse Step 1: Set S.M.A.R.T. Goals. Step 2: Determine Your Net Income. Step 3: Add Up Mandatory Expenses. Step 4: Calculate What You Need to Save. Step 5: Divvy Up Discretionary Spending. Step 6: Select Your Budgeting Software. Step 7: Schedule a Weekly Money.

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5. Create Your Budget. Whether you’re using a budget app or a pencil and paper, you’re going to start by detailing your monthly income. Include your salary, your spouse’s salary, business income or any investment income. Then move on to estimating your monthly expenses. Start with the "Big 3": Housing (Mortgage, Rent, etc)