Payday Cash Loans: Things you must know. The short term payday loan and cash advance loans vary in terms of loan amounts and loan period. Qualifying for a payday loan is easy. You must have a regular income of a certain amount, be at least 18 years of age and have an active bank account in good condition.

Online loan applications can be approved 24 hours a day, 7 days a week, 365 days a year.. And what about payday loans that are guaranteed approval.. You should always make sure to only borrow money that you can safely repay.

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But many Christmas loans are simply payday loans in festive disguise. These lenders typically don’t check your credit and promise to send you money within 24 hours. Many Christmas. Christmas loans.